AppTech Corp
Enabling Mobile Payments Worldwide

AppTech Corp (OTC: APCX) is a Financial Technology company focused on merchant services and innovative payment processing. While they offer a full range of services from retailers – including digital marketing, software development, mobile app development, website development, website hosting & comprehensive payment processing for brick-and-mortar operations, e-commerce and ACH – their growth will come from intellectual property they recently acquired around global mobile payments.

AppTech is developing an enterprise-grade text payment system using the simplicity and familiarity of text messaging with tokenized, multi-channel, and API-driven transactions to ensure security. For retailers this means instant, secure payments that eliminates charge-backs.

Their Secure Text Payment System is being designed by NEC Payments (“NECP”) to provide 1.2 billion mobile users without access to internet the ability to conduct secure mobile transactions. The ability to accept multiple currencies will provide the platform with cross-border capabilities.

Their patent portfolio includes three key technologies:

  1. The patent to move payments from cellphone to cellphone
  2. Two patents that cover sending URLs in text messages allowing content downloads like music and apps
  3. A patent on the technology that allows computers to send text messages to mobile devices, allowing for text payments to businesses

Global use of mobile payments is forecast to increase to 28% in 2022, surpassing credit cards and cash. It is expected to hit $12.06 trillion by 2027. The company plans to capture a significant portion of the market by white-labeling its technology to leading financial institutions around the world.

AppTech is led by an experienced team, including Luke D’Angelo who has more than 25 years of experience in investment banking, real estate, venture capital, and capital markets. In 2006, he founded a merchant services company, Transcendent One, Inc. which became an Inc. 500 fastest growing company. In 2009, he founded TransTech One, a subsidiary to Transcendent One that had a focus in the bill payment and technology industries. In 2013, AppTech Corp. acquired Transcendent One and TransTech One. Mr D’Angelo currently resides as Chairman of the Board, Chief Executive Officer, Executive Director, and Chief Investment Officer.

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